【中英文新聞】IMF點名台灣美元曝險全球第一！｜台積電保證核心製程留台｜西班牙高鐵對撞釀21死！｜黃仁勳「濃湯哲學」績效後段班也要留下？｜別只當使用者！AI 時代更要會寫程式｜20260120
目錄
2026 年 01 月 20 日｜HOT 基礎英文新聞｜S1 EP150
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第一則：國際貨幣基金示警 台灣美元曝險全球第一
國際貨幣基金在1月18日的報告中指出，台灣的美元匯率曝險程度高居全球第一。數據顯示，台灣持有的美元資產規模，高達外匯市場每月交易量的45倍。
該組織警告，如果全球投資人同時搶著進行避險，這種結構性失衡恐怕會導致台灣的匯率波動被迅速放大。這也意味著台灣的外匯市場，可能難以在短時間內消化巨大的衝擊。
International Monetary Fund Warns: Taiwan Tops World in US Dollar Exposure
In a report released on January 18, the International Monetary Fund pointed out that Taiwan has the highest US dollar exchange rate exposure in the world. Data shows that Taiwan’s US dollar asset holdings amount to 45 times the monthly trading volume of its foreign exchange market.
The organization issued a severe warning that if global investors rush to hedge at the same time, this structural imbalance will cause Taiwan’s exchange rate fluctuations to be rapidly amplified. This also means that Taiwan’s foreign exchange market lacks depth, and it may be unable to digest such a huge shock in a short period of time.
第二則：先進製程搬不走！台積電掛保證：核心技術留在台灣
台積電財務長黃仁昭於1月16日表示，為了滿足客戶需求，台積電將擴大美國投資。但他強調，基於實務考量，公司最先進的製程技術確定留在台灣，這個核心策略不會改變。
黃仁昭解釋，因為研發與製造需要緊密配合，要在短時間內轉移技術非常困難。儘管美國建廠進度加速，但最尖端的技術重心，依然會穩穩留在台灣。
Advanced Processes Can't Be Moved! TSMC Guarantees Core Tech Stays in Taiwan
TSMC Chief Financial Officer Wendell Huang stated on January 16, that to meet customer demand, TSMC will expand its U.S. investments. But he emphasized that based on practical considerations, the company’s most advanced process technology is confirmed to stay in Taiwan, and this core strategy will not change.
Huang explained that because Research and Development and manufacturing need to cooperate closely, transferring technology in a short time is very difficult. Although the progress of U.S. plant construction is accelerating, the core for the most cutting-edge technology will still remain firmly in Taiwan.
第三則：西班牙高鐵恐怖脫軌對撞 至少21人慘死
西班牙南部於1月18日發生駭人意外，一列高速火車在行駛中脫軌，並猛烈撞上對向軌道的另一列火車。生還者形容撞擊瞬間如同地震，現場更留下了扭曲的車體殘骸。
這場悲劇造成至少21人死亡，另外有約100人受傷。西班牙總理稱此為「痛苦之夜」，救難人員目前正在持續搜救，而當局也已針對事故原因展開調查。
Horrific High-Speed Train Derailment and Crash in Spain Leaves at Least 21 Dead
A shocking accident occurred in southern Spain on January 18, where a high-speed train derailed and violently crashed into another train on the opposite track. Survivors described the impact as an earthquake, and the scene was left with twisted wreckage.
This tragedy caused at least 21 deaths, and about 100 people were injured. Spain’s Prime Minister called this a “night of pain,” while rescue crews are currently continuing their search, and authorities have launched an investigation into the cause of the accident.
第四則：黃仁勳揭濃湯哲學 績效最差的5%也要留下
輝達執行長黃仁勳在演說中分享他反對「末位淘汰制」的原因。他指出，績效落後的員工往往是在嘗試創新後失敗，因此公司不應剔除這群願意冒險的人。
他以「濃湯哲學」形容輝達文化，強調多元組合才能激發創意。他也提醒年輕人，未來最珍貴的能力並非智力，而是理智誠信、勇敢與願意公開示弱。
Jensen Huang Reveals His “Thick Soup Philosophy,” Says Even the Bottom 5% Should Stay
Nvidia CEO Jensen Huang shared in his speech why he opposes the “forced ranking system.” He said that employees with lower performance often failed because they tried to innovate, so the company should not remove people who are willing to take risks.
He used the idea of a “Thick Soup Philosophy” to describe Nvidia’s culture and stressed that diverse teams can inspire creativity. He also reminded young people that the most valuable abilities in the future are not intelligence, but honesty, courage, and the willingness to show weakness.
第五則：AI 時代還要學寫程式嗎？吳恩達反駁無用論
知名 AI 學者公開反駁「學程式無用論」，批評其為最糟的職涯建議。他認為雖然 Vibe Coding 等新模式出現，但掌握程式知識能更精確地引導 AI，讓各領域專家增加影響力。
他強調，程式能力是 AI 時代的基礎，各界專業人士若具備此技能，能更精準命令 AI 完成任務，大眾應該要從使用者轉型為創造者，否則競爭力將嚴重受限。
Should We Still Learn Coding in the AI Era? Andrew Ng Rejects the Useless Argument
Andrew Ng rejected the idea that learning programming is useless, calling it poor career advice. He said that even with new approaches like Vibe Coding, programming skills help people guide AI more precisely and increase their impact across fields.
He said programming skills are essential in the AI era, as they help professionals give clearer instructions to AI. He added that people should move from users to creators, or their competitiveness will be limited.
Let’s wrap up today’s episode. We’ve learned about some important events happening around the world.
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On January 18, the International Monetary Fund warned that Taiwan’s world-leading US dollar exposure creates a structural imbalance risking severe volatility.
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TSMC expands U.S. operations for clients, but confirms cutting-edge technology remains in Taiwan.
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At least 21 people died and nearly 100 were injured in southern Spain on January 18 after a derailed high-speed train struck another in a “nightmare” collision.
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Nvidia CEO Jensen Huang says true innovation comes from keeping even the lowest performers, risk-takers who fail today may drive the company’s strength tomorrow.
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Andrew Ng argues that programming skills remain essential because they allow professionals to work with AI more effectively.
In the next episode, we will together explore the recent hot news with you in the morning. Don’t forget to come back. Have a nice day and hear me next time. Bye.
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